Monday - Friday / 8AM - 11PM

ABOUT US

SMJ Microfinance

At SMJ Microfinance, we are committed to empowering individuals and small businesses by providing accessible and sustainable financial solutions. Our mission is to bridge the financial gap for underserved communities, enabling them to achieve economic independence and improve their quality of life.
We specialize in microloans, financial literacy programs, and customized financial services that cater to the unique needs of low-income individuals, entrepreneurs, and self-help groups. By fostering financial inclusion, we help create opportunities for growth, stability, and long-term success.

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Vision, Mission & Values

Vision, Mission & Values

  • Our Vision

    At SMJ Microfinance, our vision is to create a financially inclusive society where individuals and small businesses have access to the resources they need to achieve economic independence and prosperity.

  • Our Mission

    Our mission is to bridge the financial gap by providing affordable, transparent, and customer-centric microfinance services.

  • Our Values

    At SMJ Microfinance, our values drive our commitment to financial empowerment and responsible lending. Integrity is at the core of our operations, ensuring transparency, honesty, and ethical financial practices.

Services

Our Services

Group Loan

Group loans are a powerful financial tool designed to empower individuals

Business Loan

At SMJ Microfinance, we support entrepreneurs and small businesses Loans.

Gold Loan

A Gold Loan is a quick and secure financial solution that allows you to borrow money.

Personal Loan

At SMJ Microfinance, we offer hassle-free Personal Loans to meet your financial needs.

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Bank Partner

Insurance Partner

Our Work process

Application Submission

Start by filling out a simple application form online or at our branch, providing basic personal and financial details.

Document Verification

Our team reviews your submitted documents, income details, and eligibility to ensure a smooth approval process.

Loan Approval

Based on the verification, we evaluate your loan eligibility and offer the best financial solution with flexible terms.

Easy Payment

We offer convenient and flexible Payment options, allowing you to pay back your loan through affordable installments.

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