+91-912 999 3332
smjmicrofinance@gmail.com
A- Block Indira Nagar Lucknow Pin 226016
Monday - Friday / 8AM - 11PM
A Gold Loan is a quick and convenient financial solution that allows individuals to borrow money by pledging their gold ornaments as collateral. It is one of the fastest ways to access funds for urgent needs such as medical emergencies, education, business expansion, or personal expenses. With minimal documentation, competitive interest rates, and flexible repayment options, a gold loan provides an affordable and hassle-free borrowing experience. The loan amount is determined based on the gold's purity and weight, ensuring maximum value for your assets. Since it is a secured loan, approval and disbursal are quick, making it an ideal choice for those in need of immediate financial assistance.
Instant Loan Disbursal – Quick processing with minimal paperwork.
High Loan-to-Value (LTV) Ratio – Get maximum value for your gold.
Low Interest Rates – Affordable borrowing compared to unsecured loans.
Flexible Repayment – Choose from various repayment options.
Safe & Secure Storage – Your gold is stored safely until repayment.
Age: 18 years & above
Gold Purit: Typically 18-24 karat jewelry accepted
Minimal Documents: Aadhaar, PAN, or any valid ID proof